Terms and Conditions

1. Acceptance of Terms

By accessing, registering for, or otherwise using the Framework-Mericent 9.2 Service, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced within them, including the Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.

These Terms apply to all visitors, users, and other parties who access or use the Service, whether as a registered account holder or otherwise. Continued use of the Service after any amendment to these Terms constitutes acceptance of the amended Terms.

2. Description of Service

Framework-Mericent 9.2 provides access to strategy modelling tools, predictive analytics, and backtested performance data intended to support independent decision-making around capital allocation. The Service is informational and analytical in nature. It does not constitute financial advice, investment recommendation, brokerage service, or any form of managed account activity, and nothing within the Service should be construed as a guarantee of future performance.

3. Eligibility and Account Registration

To access certain features of the Service, you may be required to create an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorized use of your account or any other breach of security.

You represent that you are of legal age in your jurisdiction of residence and possess the legal capacity to enter into these Terms.

4. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, refraining from: reverse engineering or attempting to extract underlying source code or model logic; using automated systems to scrape or extract data at scale without authorization; interfering with the normal operation of the Service; or using the Service for any unlawful purpose.

5. No Financial Advice

All content, models, forecasts, and outputs generated by the Service are provided for informational purposes only. Framework-Mericent 9.2 is not a registered investment adviser, broker-dealer, or financial institution, and does not provide personalized financial, legal, or tax advice. You should consult with a qualified professional before making any financial decision. Historical or backtested data displayed within the Service does not guarantee future results.

6. Fees and Payment

Certain features of the Service may require payment of subscription or usage fees. Where applicable, fees, billing cycles, and renewal terms will be disclosed at the point of purchase. Unless otherwise stated, fees are non-refundable except as required by applicable law.

7. Intellectual Property

All content, models, software, trademarks, and materials made available through the Service are the property of Framework-Mericent 9.2 or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted under these Terms, you may not copy, modify, distribute, sell, or lease any part of the Service without prior written consent.

8. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Framework-Mericent 9.2 does not warrant that the Service will be uninterrupted, error-free, or free of harmful components, or that any predictive outputs will be accurate or reliable.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Framework-Mericent 9.2, its officers, employees, and affiliates shall not be liable for any indirect, incidental, consequential, special, or exemplary damages, including but not limited to loss of profits, capital, or data, arising from or related to your use of, or inability to use, the Service, regardless of the legal theory asserted.

10. Indemnification

You agree to indemnify and hold harmless Framework-Mericent 9.2 and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

11. Termination

Framework-Mericent 9.2 reserves the right to suspend or terminate your access to the Service, in whole or in part, at any time and without notice, for conduct that we determine, in our sole discretion, violates these Terms or is otherwise harmful to other users, third parties, or the business interests of Framework-Mericent 9.2.

12. Changes to These Terms

We may revise these Terms from time to time. Material changes will be communicated through the Service or by other reasonable means. Your continued use of the Service after such changes take effect constitutes your acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Framework-Mericent 9.2 is registered, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable consumer protection law.

14. Contact

Questions regarding these Terms may be directed to Framework-Mericent 9.2 through the contact channels provided on the Contact page of this website.